The share
Average
Q3 2025 estimates
Gross written premium (GWP)
1 898
1 950
1 948
1 839
1 856
Insurance revenue
3 522
3 554
3 516
3 503
3 515
Insurance service result
499
498
534
481
482
Cost ratio
10.7%
11.1%
10.7%
10.0%
11.0%
Combined ratio (%)
85.8%
86.0%
84.8%
86.3%
86.3%
Net income from investments
303
153
466
429
166
Profit before tax
742
613
911
844
599
EPS (NOK)
6.9
5
9
8
5
Target price per share
NOK
Average
554
NOK
Oct 28, 2025
Pareto Securities
560
NOK
Jul 14, 2025
SEB
527
NOK
Oct 28, 2025
Nordea
568
NOK
Oct 24, 2025
DNB Carnegie
560
NOK
Jul 14, 2025
Average
FY 2025 estimates
Gross written premium (GWP)
14 390
14 408
14 593
14 259
14 299
Insurance revenue
13 828
13 837
13 969
13 736
13 771
Insurance service result
1 899
1 956
2 037
1 813
1 788
Cost ratio
10.9%
10.9%
10.9%
10.8%
11.0%
Combined ratio (%)
86.3%
85.9%
85.4%
86.8%
87.0%
Net income from investments
1 842
1 709
1 990
1 973
1 695
Profit before tax
3 238
3 197
3 486
3 258
3 009
EPS (NOK)
30.3
30
33
31
28
Target price per share
NOK
Average
554
NOK
Oct 28, 2025
Pareto Securities
560
NOK
Jul 14, 2025
SEB
527
NOK
Oct 28, 2025
Nordea
568
NOK
Oct 24, 2025
DNB Carnegie
560
NOK
Jul 14, 2025
See all
Target price per share
440 NOK
440 NOK
440 NOK
440 NOK
Q2 estimates
Share price
Share price
Share price
Share price
Gross written premium (GWP)
Share price
Share price
Share price
Share price
Insurance revenue
Share price
Share price
Share price
Share price
Gross written premium (GWP)
Share price
Share price
Share price
Share price
Protector Forsikring ASA invite external independent analysts covering our company to provide consensus estimates, and we will share a summary of these on our webpages every quarter. The consensus represent the average of the individual estimates provided by the analysts. Protector will not take responsibility for the content within the respective broker houses' estimates. Links below will take you to our latest updated consensus estimates
Analyst
Pareto Securities AS
Price target (25.04.2025)
400 NOK
Analyst
SEB
Price target (18.06.2025)
440 NOK
Analyst
Nordea
Price target (25.04.2025)
400 NOK
Ulrik Årdal Zürcher
Analytiker, Equity Research
Analyst
DNB Markets
Price target (24.04.2025)
380 NOK
Latest
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Analyst
Pareto Securities AS
Price target (25.04.2025)
400 NOK
Analyst
SEB
Price target (18.06.2025)
440 NOK
Analyst
Nordea
Price target (25.04.2025)
400 NOK
Ulrik Årdal Zürcher
Analytiker, Equity Research
Analyst
DNB Markets
Price target (24.04.2025)
380 NOK
Protector Forsikring ASA invite external independent analysts covering our company to provide consensus estimates, and we will share a summary of these on our webpages every quarter.

The consensus represent the average of the individual estimates provided by the analysts. Protector will not take responsibility for the content within the respective broker houses' estimates.

Links below will take you to our latest updated consensus estimates
Excel
PDF
Updated: 22.04.2025
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