2025: CR 84.7 %, earnings per share NOK 31.7
2025:
Protector Forsikring ASA recorded a profit of NOK 2,646m (1,573) for 2025. The insurance service result was NOK 2,106m (1,404), corresponding to a combined ratio of 84.7% (88.1). The total return on investments including insurance finance was 1,575m (846). The return on investments excluding insurance finance was 7.3% (4.9).
In 2025, gross written premiums ended at NOK 14,136m, up 15% (14% in local currencies) relative to 2024.
Q4:
Protector Forsikring ASA recorded a profit of NOK 705m (257) for the fourth quarter. The insurance service result was NOK 535m (502), corresponding to a combined ratio of 85.0% (84.2). The total return on investments including insurance finance was 467m (-67). The return on investments excluding insurance finance was 2.1% (-0.4).
In Q4, gross written premiums amounted to NOK 2,971m, up 11% (12% in local currencies) relative to Q4 2024.
The Board has utilized its authorisation granted by the Annual General Meeting 10 April 2025 and has decided to distribute
a dividend of NOK 495 m, corresponding to NOK 6.00 per share. The payment will take place on 11 February 2026.
The SCR-ratio was 219% (193) year-end, post dividend.
Further details are provided in the attached report and presentation, which include definitions of financial key figures.
Oslo, 28 January 2026
Protector Forsikring ASA
This information is subject to disclosure under the Norwegian Securities Trading Act, §5-12. The information was submitted for publication, through the agency of the contact persons set out above, at 2026-01-28 19:34 CET.
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